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More lending options needed for Arizona families

More lending options needed for Arizona families

For many families in Arizona, the “Great Recession” is far from over. Continued bureaucratic meddling and poor policy decisions by our elected leaders have made it difficult for many hardworking taxpayers to make ends meet. For some families the situation is so dire that one unforeseen financial hardship (car trouble, leaky roof, etc.) could prove catastrophic, especially if the family lacks access to credit or other borrowing options to pay the bill.

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Payday lenders ready for showdown in Senate Approps (access required)

The payday loan industry is getting another chance to keep its doors open in Arizona. The Senate Appropriations Committee today will hear a proposed striker amendment on H2370 that would essentially revive a bill that Rep. Andy Tobin withdrew in January due to a lack of support. The bill would implement new regulations on payday lenders and allow the businesses to continue operating past a July 1 sunset date.

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Lights out on payday loans (access required)

Next year, the Arizona Legislature will decide whether to eliminate payday lending in the state, which presents a dilemma for Republican lawmakers who will have to decide between their free-enterprise beliefs and a moral objection to the large fees on short-term loans.

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