NOTICE OF TRUSTEE’S SALE

Foreclosure Notices Of: (1) Defaults; (2) Right To Cure; (3) Election To Sell; (4) Sale; and (5) Government Claims. You are notified that: All words and phrases herein which have the first letters thereof capitalized are defined on the attached Identifying Data of Mortgage or Deed of Trust, consisting of one page. (1) Defaults. Certain Defaults Causing Foreclosure have occurred on the Mortgage, Deed of Trust or Trust Indenture Being Foreclosed. (2) Rights. The only purposes hereof are to sell the Real Estate and to extinguish all claims thereto. This is not a demand that any person make a payment. It does inform any person claiming an interest in the Real Estate, (and the described mobile or manufactured home, if any) that he may have a Cure Right, a Redemption Right and a Judge Supervised Foreclosure Right. These rights are briefly described on the attachment hereto (Said attachment is not attached to the copies hereof which may be published). The exercise of either the Cure Right and/or the Owner’s Redemption Right will nullify this sale. Any other redemption will make the person who last redeems the owner of the Real Estate. YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. (3) Election to Sell. Because of the Defaults Causing Foreclosure, the Present Mortgagee has elected and intends to sell or cause to be sold the Real Estate (and the described Mobile or Manufactured House, if any). The effect of such a sale will be to deprive all persons who claim an interest in the Real Estate (and the described Mobile or Manufactured House, if any) of any right thereto, except as otherwise provided by law. The property being foreclosed upon (the “Collateral”) may be subject to other liens and encumbrances that will not be extinguished at the sale and any prospective purchaser should research the status of the title before submitting a bid. (4) Sale. The Real Estate (and the described Mobile or Manufactured Home; if any) will be sold for cash or certified funds of the United States of America at public auction without warranties or guarantees at: Date of Sale: March 10, 2011, Time of Sale: 10:00 a.m., Place of Sale: Superior Court Building, Front Steps, 201 W. Jefferson, Phoenix, AZ. (5) Government Claims. To the copies of these Notices, except those that are published, there are attached copies of the written recorded claim of any governmental agency against the Real Estate (and the described Mobile or Manufactured Home; if any). These notices have been given in a timely and legally correct manner and are the notices which the law requires to be mailed to any such government agency to terminate their rights to same, subject to the Cure Rights, Redemption Rights and Judicially Supervised Foreclosure Right stated on the attachment hereto. List of Addressees: Occupants: 943 W. 9th Pl., Mesa, AZ 85201; Joel Garduno, 943 W. 9th Pl., Mesa, AZ 85201; FMF Capital LLC, 25800 Northwestern Hwy #875, Southfield, MI 48075; FMF Capital LLC, c/o Nationwide Title Clearing, Inc., 2100 Alt 19 North, Palm Harbor, FL 34683; FMF Capital LLC, c/o Mortgage Electronic Registration Systems, Inc., PO Box 2026, Flint, MI 48501-2026; Mortgage Electronic Registration Systems, Inc., PO Box 2026, Flint, MI 48501-2026; Joel Garduno, 943 W. 9th Pl., Mesa, AZ 85201; Arizona Federal Credit Union, PO Box 60070, Phoenix, AZ 85082-0070; Arizona Federal Credit Union, 333 North 44th St., Phoenix, AZ 85008; Country Club Villas Association, 100 Lazy Fox Road #12, Wickenburg, AZ 85390; Country Club Villas Association, c/o Kathryn Douglas, 100 Lazy Fox Road #12, Wickenburg, AZ 85390; Country Club Villas Homeowners Association, 2111 E. Highland Ave. #215, Phoenix, AZ 85016; Country Club Villas Homeowners Association, c/o S A One Ltd., 2111 E. Highland Ave. #215, Phoenix, AZ 85016. /s/ Philip M. Kleinsmith, Qualified Trustee Per AZ. ST. 33-303A2 as AZ Bar Member, Reg. #012775, Attorney for Present Mortgagee(s) and/or Substitute Trustee: 6035 Erin Park Dr., #203, Colorado Springs, CO 80918, 1-800-842-8417. State of Colorado) County of El Paso) On November 8, 2010, before me, personally appeared Philip M. Kleinsmith, as said attorney and/or Substitute Trustee, personally known to me and/or proven to be said person whose name is subscribed to this Foreclosure Notices of: (1) Defaults; (2) Rights; (3) Election to Sell; (4) Sale, and; (5) Government Claims consisting of five or more pages in total: two pages of Notices of: (1) Defaults; (2) Rights; (3) Election to Sell; (4) Sale, and; (5) Government Claims, one page of Identifying Data of Mortgage or Deed of Trust; one page of List of Addressee(s); one page of Cure Rights, Redemption Rights and Judicially Supervised Foreclosure Right, and; any Governmental Claims. That person acknowledged to me that said person executed the same in said person’s authorized capacity and that by said person’s signature on said instrument, the person or entity on behalf of which the person acted, executed said instrument. Witness my hand and official seal. Signature: /s/ Ashley D. Kirkbride, My Commission Expires: 09/09/2012. Address of Notary: 6035 Erin Park Dr., #203, Colorado Springs, CO 80918, Typed Name: Ashley Kirkbride. Identifying Data of Debt, the Mortgage and the Property The Debt: Present Mortgagee (name & address): Wells Fargo Bank, N.A., as Trustee for Carrington Mortgage Loan Trust, Series 2006-RFC1 Asset-Backed Pass-Through Certificates by Carrington Mortgage Services, Inc. as its Attorney-in-Fact, 1610 E. St. Andrew Pl. #B150, Santa Ana, CA 92705 Date of Debt: Feb. 23, 2006 Original Principal Balance: $136,000.00 Defaults Causing Foreclosure: Non-Payment of Periodic Payments since: 7/1/2009 Present Principal Balance: $140,676.23 Daily Interest: $27.94 Estimated Attorneys Fees: $600.00 The Present Value of the Property is Unknown Other Estimated Costs: $1800.00 Estimated Total Due: $143,076.23 The Mortgage: (Mortgage, Deed of Trust, or Trust Indenture and/or Security Agreement/Financing Statement Being Foreclosed Per Real Estate Records of County Where Property is Located or other records where Collateral Instrument filed): Date of Mortgage and/or Security Agreement/Financing Statement: Feb. 23, 2006 Date Recorded and/or Filed: Feb. 28, 2006 Recording Data: 20060269982 Original Trustee (name & address) or N/A: Arizona Title Agency, 4041 N. Central Ave., Suite D-100, Phoenix, AZ 85012 Original Mortgagee(s), Beneficiary(ies) or Secured Party(ies) (name & address): FMF Capital, LLC, 25800 Northwestern Hwy. #875, Southfield, MI 48075 Present Trustee (name, address & phone) or N/A: Phil M. Kleinsmith, 6035 Erin Park Drive, Suite 203, Colorado Springs, CO 80918 Present Mortgagee: See above Maker(s), Assumer(s), Guarantor(s) (name(s) & address(es)): Joel Garduno, 943 W. 9th Pl., Mesa, AZ 85201 Mortgagor(s)/Grantor(s) name(s) & address(es)): Joel Garduno, 943 W. 9th Pl., Mesa, AZ 85201 Present Owner(s) of The Property (name(s) & address(es)): Joel Garduno, 943 W. 9th Pl., Mesa, AZ 85201 The Property: (Mortgaged Property or Trust Property or Property): Assessor’s Tax Parcel #: 135-22-034 Common Description: 943 W. 9th Pl., Mesa, AZ 85201 Legal Description: Lot 34, Country Club Village, according to the plat of record in the office of the County Recorder of Maricopa County, Arizona, recorded in Book 64 of Maps, page 50 Mobile or Manufactured Home or Other Collateral: Common Description: None known Legal Description: None known.
1/14, 1/21, 1/28, 2/4, 2011 editions Arizona Capitol Times